Yes, you can cash a check at some Walgreens US locations. However, some states do not have this service. On the plus side, Walgreens will accept check payments in all states.
In a hurry?
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A few months earlier, I was having trouble cashing a check out of my state. So, I asked a Walgreens staff to help me find a check cashing store. To my surprise, he told me Walgreens also cash checks!
If you’re wondering about cashing your payroll or government check right where you pick up your prescription drugs and send money transfers, you’re in luck! At some Walgreens stores, you can cash a check from your company, the IRS, or the government. It’s a handy convenience when you need cash quickly and don’t feel like waiting in a long line at your local bank or credit union.
In this blog post, I’ll explain if you can cash a check at your local Walgreens drug store, what kinds of checks they will accept, the fees involved, and the important factors you simply have to know about these little-known check cashing services.
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Does Walgreens Cash Checks?
Yes, Walgreens cash checks. However, check cashing is limited to a few states and stores only.
Walgreens will cash pre-printed checks at their stores – and at a much lower rate than you get elsewhere – there’s a catch: this convenient service is available only in a few selected states. This is likely because the drugstore chain does not have a permit for check cashing in some states.
However, Walgreens allows you to pay bills of any amount using a check at any of their location across the United States. You can also use Walgreen ATM at their store and receive the check cash in your Walgreens Scarlet Debit card.
Can I Cash My Check At Walgreens?
Yes, if you have a nearby Walgreens store that offers check cashing service then you can cash your checks at Walgreens. But it depends on your state location and the type of check you are trying to cash.
Because this service is not available in all states, stores and they don’t even cash all types of checks. However, you can pay your bill with a check. Moreover, there are fees associated with this cashing method. So, what’s the policy for cashing checks at the drugstore giant?
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What Is Walgreens Check-Cashing Policy?
The policy for cashing checks at this business is pretty straightforward, and it only has a few caveats. Here are the policies:
- You must have a valid Government issued ID card to cash checks.
- The checks have to be pre-printed and in your name.
- A customer can only cash checks of a maximum of $2,500 a day.
- In case you want to pay your bill using a check, then the check has to be issued in Walgreen’s name.
- No third-party checks are allowed.
Well, that’s all. But What type of checks do they accept?
Type of Checks You Can Cash at Walgreens
Walgreens only accept 3 types of checks. They are
- Payroll Checks
- Tax Refund Checks
- Government-issued checks.
locations that provide this service.
Does Walgreens charge for check cashing?
There is no fee when you cash a check at Walgreens for an amount lower than $500. After that, it costs $5 for an additional $1,000. So, if you cash the maximum of $2,500 the fee would be $10.
Walgreens Check Cashing Hours
As Walgreens does not cash checks in all their locations, there is no information about the working hours on their website. However, you can cash checks during working hours.
You should check online for more information on this and other services available at your local drugstore, but be advised that you may need to call the specific address you’re going to visit. For example, some Walgreens in Illinois do provide this service, but others don’t, even in the same city. Customers should always call ahead to be sure it’s possible at the pharmacy they want to visit.
Also, Check How to cash a check Without ID
But how do you cash checks at Walgreens?
Walgreens Check Cashing
Here is how the service works:
- Find a Walgreens that cashes checks.
- Go to the customer service desk (usually by the photo services and money orders).
- Provide the check along with your valid ID.
- Let the staff verify your check.
- If you’re cashing a large check, you’ll have to pay a small transaction fee.
Once cashed, you will receive the check money. But what if you want to pay the bills with a check?
All US Walgreens locations accept checks as a payment method. You can partially or fully pay the bill with a check. Here is how to do it:
- Go to the counter and tell the cashier that you want to use a check.
- Show the counter staff your ID.
- Then write a check where the payee is the right Walgreens store.
That’s it. That’s how you can pay your bill using a check.
Now let’s look at some of the frequently asked questions.
Does Walgreens Cash Personal Checks?
No, Walgreens will not cash a personal check. Walgreens only cash pre-printed checks. If you need a personal check cashed immediately, you will need to visit other stores that have this service.
With that being said, you can still use personal checks for your purchases in their store, as long as it is written out to their business. You can also use a Walgreen ATM in over 9,000 of their locations and receive the check cash in your Walgreens Scarlet Debit card.
Scarlet cards are not prepaid debit cards; rather, they are linked to a bank cobranded with Walgreens and InComm Payments, which is powered by MetaBank. There are no restrictions on where you can use the card, but you do receive more cashback for any purchase at Wallgreens. The debit card is FDIC insured and has advanced theft protection, so you can be sure that your account is safe. You can sign up online and receive a digital card to use while you wait for your permanent card to arrive in the mail
As when you deposit checks elsewhere, the funds will take some time to clear. Be advised that Scarlet doesn’t provide all banking services, like small loans or credit cards.
If you don’t want to sign up for one of their debit cards, non-customers can still use their ATM to withdraw money; however, they can’t deposit cash into another bank account or transfer money between accounts.
Does Walgreens Cash Payroll Checks?
Yes, Walgreens cash payroll checks at selected locations. However, the payroll checks have to be in your name and pre-printed. Only then you can initiate payroll checks with Walgreens check cashing.
Does Walgreens Cash Cashier’s Checks?
No, Walgreens does not cash cashier’s checks. Walgreens only cash payroll and government checks, including IRS-issued checks. So, you can not cash a cashier’s check at Walgreens.
In Summary
This is a lesser-known service, and not every drugstore is a Walgreens cashing location. However, it can come in handy when needed if you happen to be near a retailer that does offer check cashing services. Just be aware of scammers and always remember to carry a valid ID card, such as a driver’s license, when you want to cash a check at Walgreens.
