Your Personal Finance Wizard
Opening an online bank account can take 15-20 minutes whereas opening a bank account physically can take 1-2 hours. However, it might take 1-2 business days for your bank account to get fully operational. Opening a bank account for the first time? But not sure, how long does it take to open a bank account? … Read more
A billing cycle is the time frame between your last statement’s closing date and the current statement’s closing date. It is also known as the statement period and generally lasts between 21-55 days depending on the product or service. Credit cards are great financial tools if you understand them properly. To understand credit cards you … Read more
You can have as many Roth IRAs as you want. However, your contributions to the Roth IRAs can not exceed $6000 annually. Roth Individual Retirement Arrangements are a great way to save for retirement. However, IRAs can be pretty complicated. That’s why there is so much confusion regarding them. One such confusion is how many … Read more
Each pension type is subject to federal income tax. However, some states have retirement-friendly laws and these states do not impose a tax on pension income. Close to retirement and thinking about tax on pension? Then this post is for you. Because here I am going to provide an in-depth overview of what pensions are … Read more
Yes, you can make money on Reddit by doing micro jobs, surveys, bringing traffic to your website, and with the right skillset, you can even get hired on Reddit. Are you looking for some ways to make a quick buck online? Then Reddit can be the perfect place for you. But how can you … Read more
According to Dave Ramsey, the four walls are food, shelter, utilities, transportation, and in some cases basic clothing. All of these are basic necessities that must not be left out when paying debt or creating a budget. Having a hard time paying your debts? If so then a good budget can bring your finances in … Read more
With Overdraft Protection, your bank covers your transactions when you don’t have balance in your checking accounts without overdraft fees. Bank collects the required funds from a linked savings accounts, credit cards, line of credit to cover the transaction of the overdrawn account. We have all faced a situation when our debit card transactions declined … Read more
Interest saving balance is the minimum amount your credit card issuer charges you so that you can avoid paying interest on the balance of your credit card. Moreover, if you pay your interest saving balance then you don’t have to pay interest on new purchases until the due date. Credit cards are great personal finance … Read more
An insurance quote is an estimate of how much you need to pay for purchasing a particular insurance policy. It is calculated with the help of your personal information related to the policy. Going through the insurance application process but can’t figure out What is an insurance quote? Well, then this post is for you. … Read more
Underwriting in real estate is the process of evaluating a property to assess whether it is worth the investment. It also determines the property’s value, its potential income, and the risks associated with the property. Planning to get a mortgage? Or looking forward to investing in real estate? No matter what your intention is. Before … Read more