Your Personal Finance Wizard
Yes, it’s possible to make money directly from Pinterest by participating in the creator rewards program. However, you must fulfill some criteria for joining. Moreover, you can also make money from Pinterest by driving traffic to your blog or e-commerce and promoting products or services. Love spending time on Pinterest? Then why not make it … Read more
Living paycheck to paycheck refers to people whose entire salary is devoted to the necessary expenses, who have little or no savings and emergency funds. In case of emergency, they either need to borrow or wait for the next paycheck. For the past couple of years, we all have heard the phrase living paycheck to … Read more
You can get an ACH credit from employer sending you payroll or bonus, stimulus checks, tax refund, government benefits, or even money from a friend. Because ACH credit or direct deposit happens when someone sends money to your account using the ACH network. Received an ACH credit but not sure where it came from. Well, … Read more
No, You can not go to jail for not paying student loans. Because student loans are considered as civil debts. However, if your student loan borrower sues you in court and you disobey court order or don’t appear in court then you might end up in jail. But it’s rare. Did you miss your student … Read more
To Collect Pension From Former Employer contact your former employer and request a distribution form for receiving your pension fund. Lost a job years ago but didn’t collect the pension? Or just lost a job but not sure how to collect your pension? Don’t worry. I am here to help. Because in this post I … Read more
Yes, Hurricane insurance covers flooding. Actually, Homeowners, flood, and windstorm insurance is combined together and called Hurricane insurance. So, if you have the above 3 insurances or flood insurance alone then flooding will be covered under your policy. The recent hurricane IAN has caused devastating damage in Florida. As a homeowner, a question might come … Read more
Yes, property tax is included in most mortgage payments. Because it protects lenders in property foreclosure cases and saves borrowers from the hassle of paying property tax in one installment. Owning a new home comes with a lot of responsibilities. One such responsibility is paying property tax. You may not like it. But you … Read more
Generally, every homeowner receives a notice of property tax bill even if the owner has an escrow. However, if this is the first time you received it in years, then there can be an error with your property tax this time. So, contact your escrow agent with a copy of the bill immediately. You have … Read more
No, it’s not 100% safe to link bank accounts to PayPal. Though PayPal is one of the safest and most secure online payment systems in the world. But you can always be a victim of phishing and online fraud. Over the past few years, online shopping and the usage of PayPal or other payment platforms … Read more
Monthly reviews and adjustments should be the last step of your personal budget. Because it helps you to analyze your monthly costs for the month, identify your spending habits, cut unnecessary expenses and make your budget more efficient. However, this is not all. There are more advantages to it. What are they? Well, that’s what … Read more