Your Personal Finance Wizard
The intent to proceed mortgage is the process of informing your mortgage lender that you intend to go forward with their loan offer. It is your first commitment to your mortgage lender. In a hurry?Listen to this audio summary Preparing for your mortgage but not understanding the intent to proceed mortgage? However, don’t worry. I … Read more
Yes, it’s possible to borrow extra on your mortgage for furniture. However, not all lenders allow you to borrow extra for furniture, and in case your lender allows it then you have to be eligible for it according to your lender’s policy. Thinking of taking a mortgage but not sure whether you can borrow extra … Read more
Yes, it’s possible to rent in retirement. However, renting without a fixed income can be tricky so you have to show proof of funds, provide a hefty advance amount or present a guarantor to the landlord for renting. Renting a smaller apartment can be a smart choice to cut costs in retirement. However, normally most … Read more
To protect your nursing home from taking your house you can form a life estate, put it in an irrevocable trust, purchase long-term care insurance or use a Medicaid asset protection trust, or transfer all your assets before. However, the process is not as easy as it sounds. So, reading this post can surely help. … Read more
Generally, it’s possible to link bank account without verification. However, the catch is there will be limitations and not all banks let you link and transfer a large amount without verifying your identity. In a hurry?Listen to this audio summary Tired of verifying yourself every time you link a new bank account to transfer money? … Read more
To merge bank accounts from different banks you need to link both of the accounts using your online banking system or manually. Then choose one account with the best features and transfer all your money into the chosen account. Lastly, close the other account. Looking for a way to combine your bank accounts into one … Read more
With a 60 30 10 rule budget, you have to use 60% of your take-home income on savings, invest or pay off debt, 30% for your regular needs, and 10% on wants. In a hurry?Listen to this audio summary Financial hardships can come to anyone. As a financial advisor, I am not excluded. However, 60 … Read more
Stolen car insurance claim investigation is the process of investigating your car theft claim by the insurance company. It’s just a harmless process to find out more about your claim. In a hurry?Listen to this audio summary Before filing an insurance claim for your stolen car, you must know about the stolen car insurance claim … Read more
The box d control number on w2 is generally situated below the employer’s name, and business address, and above the employee’s name, business address, and zip code. However, it can be anywhere else on the form. Trying to file the W2 form but can’t find the box d control number. It can be difficult to find. … Read more
Yes, you can get a job with bad credit. However, you can be denied employment due to bad credit in financial positions, managerial positions, law enforcement, and federal jobs. Looking for a new job but not sure Can You Get a Job With Bad Credit? Well, you can. However, most people don’t have any … Read more